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Michele ''Shelly'' Ave | Mortgage Expert | What is an escrow account, and why do most mortgages use one?⁠ ⁠ Your escrow account is where your property taxes and homeowners insurance... | Instagram
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1Tuesday Mortgage Tip 39 - Thinking about buying a home but worried about cash at closing? Timing matters more than most buyers realize. Closings at the beginning of the year often require less cash upfront because prepaid items like property taxes and escrow funding are lower than at year-end. Same home. Same loan. Different timing. If cash is your biggest hurdle, buying earlier in the calendar year could make homeownership more attainable. Plan first—then shop smart. #MortgageTips #HomeBuyingS
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